Semi Truck Insurance in Colorado, Wyoming, Utah and Texas
Get FMCSA-Compliant Coverage Fast. Expert Help. Competitive Rates.
At Noco Insurance Advisors, we specialize in semi-truck insurance for owner-operators, motor carriers, and fleets across Colorado and Utah. Whether you're starting your own authority or shopping for better rates, we have the tools, experience, and carrier access to get you moving — fast and compliant.
Required Coverages for Semi Truck Operators
We help truckers secure the following essential coverages to meet broker, shipper, and FMCSA requirements:
✔ Auto Liability
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FMCSA Minimum: $750,000
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Broker Requirement: Typically $1,000,000
This coverage protects against bodily injury and property damage caused by your truck. Most brokers require at least $1 million in auto liability to haul freight.
✔ Cargo Insurance
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Typical Requirement: $100,000
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Range: $50,000 – $250,000+
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Auto Haulers: May need $250,000 – $500,000
Covers damage or loss to the freight you're hauling. We help you match cargo limits to the broker and load type requirements.
✔ General Liability
Covers bodily injury and property damage not directly caused by the truck, including at loading docks, truck yards, and client facilities.
FMCSA Filings & Compliance Support
Getting your authority active? We make sure you're compliant from day one.
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Federal Filings: MCS-90 endorsement included
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BOC-3 Filing: We’ll help you submit it correctly
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State & Federal Compliance: We understand DOT and FMCSA requirements inside and out — and make it simple for you
Why Noco Insurance Advisors?
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Licensed in Colorado & Utah
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Independent Agency – We shop multiple carriers for the best rate
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Local Service – Based in Loveland, CO and serving truckers across both states
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Experience with Startups & Growth Fleets
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Ongoing Support – We help you stay compliant year-round
Ready to Get a Quote?
Click the button below to get a fast, no-obligation quote. We’ll review your current policy, check rates with multiple carriers, and ensure you’re fully compliant with FMCSA, broker, and shipper requirements.
